In today’s fast-paced world, convenient and accessible banking services are essential. Awash Bank, one of Ethiopia’s leading financial institutions, offers a robust USSD (Unstructured Supplementary Service Data) service, enabling customers to perform various banking transactions directly from their mobile phones. This guide delves into the features, benefits, and usage of the Awash Bank USSD code, ensuring you can maximize this service for your banking needs.
What is the Awash Bank USSD Code?
The Awash Bank USSD code is a short, convenient number that allows customers to access banking services without the need for an internet connection or smartphone. By dialing *901#, users can initiate a range of banking transactions directly from their mobile devices.
Key Features of Awash Bank’s USSD Service
Awash Bank’s USSD service offers a plethora of features designed to make banking seamless and accessible:
1. Balance Inquiry
Quickly check the balance of your wallet or core account to stay updated on your finances.
2. Airtime Purchase
Recharge your mobile phone by purchasing airtime for Ethio Telecom or Safaricom SIM cards directly from your bank account.
3. Bill Payments
Settle various bills, including:
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E-school fees
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Electric utility payments
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DSTV subscriptions
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Water bills
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Ethiopian Airlines tickets
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And many more
4. Funds Transfer
Transfer money effortlessly:
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Between your own accounts
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To other Awash Bank accounts
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To accounts in other banks via the Interbank Payment System (IPS)
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To mobile wallets like Telebirr and M-PESA
5. Cash Withdrawal (Cash Out)
Withdraw cash from ATMs, agents, or branches without the need for a physical card.
6. Awash Lehulum Services
Access savings accounts with competitive interest rates and micro-loan facilities tailored to meet diverse financial needs.
7. Additional Services
Stay informed and in control with services such as:
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Viewing exchange rates
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Changing your PIN
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Scheduling payments
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Providing feedback
How to Register for Awash Bank’s USSD Service
To start using the USSD banking services, follow these steps:
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Visit an Awash Bank Branch: Go to your nearest branch to request activation of the USSD service on your account.
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Provide Necessary Information: Ensure your mobile number is linked to your bank account.
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Receive Confirmation: Once registered, you’ll receive a confirmation message with instructions on setting your initial PIN.
Using the Awash Bank USSD Code
After registration, accessing banking services is straightforward:
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Dial
*901#: Initiate the USSD session from your registered mobile number. -
Enter Your PIN: Input your 4-digit PIN to authenticate.
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Select Desired Service: Navigate the menu by entering the corresponding number for the service you wish to use.
Safety Tips for Using USSD Banking
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Protect Your PIN: Never share your PIN with anyone and change it regularly to enhance security.
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Be Aware of Your Surroundings: When conducting transactions, ensure you’re in a secure environment to prevent unauthorized viewing.
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Monitor Account Activity: Regularly review your account statements to detect any unauthorized transactions promptly.
Benefits of Using Awash Bank’s USSD Service
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Accessibility: Perform banking transactions anytime, anywhere, without the need for internet connectivity.
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Convenience: Save time by avoiding branch visits for routine transactions.
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Security: Transactions are secured with a PIN, ensuring only authorized access to your account.
Troubleshooting Common Issues
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Forgotten PIN: If you forget your PIN, visit your nearest Awash Bank branch for assistance in resetting it.
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Service Unavailability: Ensure you’re dialing the correct USSD code (
*901#) and that your mobile network has adequate coverage. -
Transaction Errors: Double-check the information entered during transactions to avoid errors.
Awash Bank’s USSD service, accessed via *901#, offers a comprehensive suite of banking functionalities designed to provide customers with convenient, secure, and efficient banking experiences. By leveraging this service, you can manage your finances effectively, anytime and anywhere, directly from your mobile device.