In today’s financial landscape, finding a reliable lending institution is crucial for individuals seeking financial assistance. Yes Finance, located in Dumas, Texas, is one such institution offering a range of loan services tailored to meet diverse needs. This topic provides an in-depth look into Yes Finance, including its services, contact information, customer experiences, and operational details.
1. Overview of Yes Finance
Company Profile
Yes Finance is a financial services provider based in Dumas, TX, specializing in offering various lending solutions to both individuals and businesses. Their mission is to provide accessible and affordable financial products, focusing on personalized service to help clients navigate their financial needs efficiently.
Location and Contact Information
- Address: 1502 Guy Lane Plaza, Dumas, TX 79029
- Phone Number: (806) 935-5900
For more details, you can visit their Facebook page.
2. Services Offered
Yes Finance specializes in providing small installment loans, catering to individuals who may have less-than-ideal credit. Their services are designed to be affordable and accessible, ensuring that clients can manage their financial obligations without undue stress.
Loan Services
- Small Installment Loans: These loans are structured to be repaid over a set period, allowing borrowers to manage their repayments comfortably.
The company emphasizes personalized service, working closely with clients to tailor loan products that best suit their financial situations.
3. Customer Experiences
Customer reviews provide valuable insights into a company’s operations and service quality. Yes Finance has received mixed feedback from clients.
Positive Feedback
Some customers appreciate the accessibility and affordability of the loan products offered by Yes Finance. The personalized service and willingness to work with individuals with less-than-perfect credit are often highlighted as positive aspects.
Negative Feedback
However, there have been instances of customer dissatisfaction. For example, one customer reported a negative experience when attempting to make a payment over the phone, citing unprofessional behavior from the staff.
Another customer expressed frustration over a loan denial due to a relative’s phone number appearing in their records, describing the interaction as rude.
These reviews suggest that while Yes Finance offers valuable services, there may be inconsistencies in customer service experiences.
4. Operational Details
Understanding the operational aspects of Yes Finance can help potential clients make informed decisions.
Business Hours
- Monday to Friday: 8:30 AM – 5:30 PM
- Saturday: 9:00 AM – 12:00 PM
- Sunday: Closed
These hours provide ample opportunity for clients to visit or contact the office for their financial needs.
Staff Contacts
The office is managed by Cindy Garcia and Katelyn Del Rosa, who are available to assist clients with their loan inquiries and applications.
5. Community Engagement
Yes Finance maintains an active presence in the Dumas community, engaging with clients through various channels. Their Facebook page serves as a platform to connect with the community, share updates, and provide information about their services.
6. How to Apply for a Loan
Applying for a loan with Yes Finance is a straightforward process designed to be convenient for clients.
In-Office Application
Clients can visit the Yes Finance office at 1502 Guy Lane Plaza, Dumas, TX 79029, during business hours to apply in person. The staff is available to guide applicants through the process, answer questions, and provide personalized assistance.
Online Application
For added convenience, Yes Finance offers an online application option. Clients can apply by visiting their website and following the application instructions. This option allows clients to apply at any time, providing flexibility for those with busy schedules.
7. Importance of Responsible Borrowing
While Yes Finance strives to provide accessible loan options, it’s essential for clients to engage in responsible borrowing practices.
Assessing Financial Needs
Before applying for a loan, individuals should assess their financial situation to determine the necessity and affordability of the loan. Borrowing should align with one’s ability to repay without causing financial strain.
Understanding Loan Terms
Clients are encouraged to thoroughly understand the terms of the loan, including interest rates, repayment schedules, and any associated fees. Clear comprehension of these terms ensures informed decision-making and prevents future misunderstandings.
Yes Finance in Dumas, TX, offers a range of financial services aimed at assisting individuals and businesses with their lending needs. With a focus on personalized service and accessibility, they cater to clients who may face challenges securing loans elsewhere.
However, potential clients should be aware of mixed customer reviews and engage in responsible borrowing practices. By understanding the services offered, operational details, and the importance of prudent financial decisions, individuals can make informed choices that align with their financial goals.
For more information or to apply for a loan, contact Yes Finance at (806) 935-5900 or visit their office during business hours.